Why do I need life insurance?

You face challenges and blessings affecting your financial priorities and needs, but we can help you make informed financial decisions.

Experience the peace of mind life insurance offers, show your family how much you love them, and leave a legacy.

What is life insurance?

A life insurance policy is a contract with an insurance company. In exchange for premiums (payments), the insurance company provides a lump sum payment (a death benefit) to beneficiaries when the insured dies.

Who needs it?

If someone will suffer financially when you die, you may need life insurance. It provides cash to your beneficiaries after your death. The cash (death benefit) provided to your beneficiaries after your death can help replace your absent income for a period of time. It can help meet important, immediate financial needs like funeral costs, daily living expenses or college tuition.

Types of Life Insurance

Whole Life

Whole Life

A whole life policy guarantees you will be covered from the day you purchase it to when you need it most, as long as premiums are paid. Whole life insurance is permanent coverage with a fixed premium.
Learn More
Term Life
Universal Life

How does life insurance apply to you?

Next Steps

Life Insurance FAQ

Not available in all states. Contact your agent or the Home Office for costs and complete coverage details. Policies subject to terms and conditions. The description of benefits is brief and does not constitute, in itself, a policy. For complete description, terms and conditions, please see the product documentation.

23-07-H7 V.09/23