Are you looking for versatility with your life insurance plan? COF knows one size does not fit all, so we offer Genesis Life, a whole life insurance product that can be adapted to meet your financial needs and goals. Genesis Life offers you all the features of a traditional whole life product with added features such as flexible premium payment options and can be custom-made with limited pay options.
For more information about how Genesis Life can meet your whole life insurance needs, read below. If you’d like to discuss your life insurance needs with a local COF representative, we’ll help find one near you.
More About Genesis Life
- Flexible Payments
- Limited Pay Options
Whole life insurance is permanent coverage with a fixed premium that you must pay for as long as you want the life insurance coverage. With Genesis Life, as long as you pay the minimum required, you are covered. Elect to pay an amount above the minimum required premium and watch your policy values grow. Because of the policy's flexibility, at any time, you can always return to only paying the minimum required premium. You can choose how to structure your premium payments.
If you like the concept of whole life insurance but don't want to pay premiums for the rest of your life, Genesis Life allows you to structure your policy so it is paid up after 10, 15, 20 years. If you decide you want it paid up in 23 years or possibly by age 65, again the choice is yours. Structure your policy to fit your needs.