Skip to Main Content
Bringing Catholic Values to Life
Click to open Main Navigation

Why Choose Term Life?

It's simple and valuable coverage to help you protect your loved ones without the added expenses of permanent life insurance.
Get Started

Term Life

Term life insurance is ideal for those seeking simple death benefit protection to cover specific debts, such as a mortgage, college tuition, or loans. Give your loved ones comfort and peace of mind with a policy that provides a death benefit for a specific time period. A term policy benefit pays only if the insured dies during the specified term, and the policy is in force at time of death.

Term Life Products

Flexible Premium Life™

This life insurance, with the flexibility to deliver on specific customer goals, is designed for maximum performance in situations where low cost death benefit protection is the primary objective. The many policy features allow you to customize a life insurance plan to best fit your unique life insurance needs.1 


  • Minimum face value $25,000 for issue ages 0-17
  • Minimum face value $50,000 for issue ages 18-85
  • Policy loans and withdrawals2
  • Policy flexibility to meet your needs. Whatever the duration desired, we can deliver!
    • Annual Renewable Term (ART) life insurance provides you with a flexible option and solid insurance protection at an affordable price. Premiums increase annually.
    • Any Traditional Level Term: 10-, 15-, 20-, 30-year term
    • Nontraditional Level Term: 8- or 13-year term, or to a specific age

Optional Riders

  • Accelerated Death Benefit Rider
  • Accidental Death Rider
  • Fraternal Legacy Rider
  • Guaranteed Purchase Option Rider
  • Waiver of Monthly Deduction Rider

1This is a flexible premium, adjustable life insurance policy which has been designed to support a wide range of premium strategies including term strategies and cash value strategies. 
2Policy loans or withdrawals reduce the death benefit and cash accumulation and could also reduce coverage duration.

Term to 35™


  • Issue ages 0 to 25
  • Minimum face value $10,000
  • Convertible to Whole Life (WL)

Optional Rider

  • Accelerated Benefit Rider 
  • Accidental Death Rider
  • Guaranteed Insurability Rider
  • Disability Waiver of Premium Rider


FirstVantage is a term life insurance policy for newborns to 21-year-olds. When a parent purchases a FirstVantage policy for his or her child, COF makes a one-time $25 donation to a Pathways-participating Catholic school or religious education program. Please note, FirstVantage isn't available in all states. More information is available here


  • Available from birth to 21 years old
  • Policy amount: $10,000
  • $25 annual premium through age 25
  • Requires no medical exam
  • Convertible up to $25,000 Whole Life insurance up to age 25 without proof of insurability

Optional Riders

  • Accelerated Benefit Rider 

Next Steps

Term Life FAQ

Certain products might not be available in all states or the District of Columbia. Contact your agent or the Home Office for costs and complete coverage details. Contract subject to terms and conditions. The description of benefits is brief and does not constitute, in itself, a contract. This site makes no warranty or representation regarding the accuracy or completeness of the information provided.
Launch Radio
Get Involved 2019 FGC Get Involved Image