Bringing Catholic Values to Life

Why Choose Whole Life?

Find peace of mind knowing you can protect your current and future financial needs.

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Whole Life

A whole life policy guarantees you will be covered from the day you purchase it to when you need it most, as long as premiums are paid. Whole life insurance is permanent coverage with a fixed premium. 

For more details on coverage, costs and features, or to apply for coverage, contact a local agent

Whole Life Products

  • Genesis Life
  • Basic Value Life

Genesis LifeWe know one size doesn't fit all, so we offer Genesis Life, a whole life insurance product that can be adapted to meet your financial needs and goals. Genesis Life offers all the features of a traditional whole life product with added features such as flexible premium payment options.

Features

  • Issue ages: 0-85 
  • Dividend Options 
  • Underwriting classes include Super Preferred Non-Tobacco, Preferred Non-Tobacco, Standard Non-Tobacco, Preferred Tobacco and Standard Tobacco but vary based on policy face amount.
  • Policy loans and withdrawals1 
  • Flexibility: you can choose how to structure your premium payments
    • Pay more than the minimum required premium and watch your policy value grow!
    • You can return to only paying the minimum required premium. (You're covered as long as minimum premiums are paid.)
    • You can structure your policy so it is paid up after 10, 15 or 20, or any number of years you want. 

Optional Riders

  • Accelerated Death Benefit Rider
  • Fraternal Legacy Rider
  • Guaranteed Purchase Option Rider
  • Single Premium Additional Paid-up Life Insurance Rider
  • Additional Paid-up Life Insurance Rider
  • Paid-up Additions Rider
  • Waiver of Required Minimum Premium Rider
  • Waiver of Specified Premium Rider
1Policy loans or withdrawals reduce the death benefit and cash accumulation and could also reduce coverage duration.

Features

  • Issue Ages: 0-85
  • Issue Age Face Amount: $25,000
  • Insurance classes (underwriting classes): Standard Non-Tobacco and Standard Tobacco
  • Dividend options
  • Policy loans and withdrawals1

Optional Riders

  • Accelerated Death Benefit Rider
  • Guaranteed Insurability Option Rider
  • Single Premium Additional Paid-Up Life Insurance Rider
  • Waiver of Premium Rider
1Policy loans or withdrawals reduce the death benefit and cash accumulation and could also reduce coverage duration.

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Whole Life FAQ

Certain products might not be available in all states or the District of Columbia. Contact your agent or the Home Office for costs and complete coverage details. Contract subject to terms and conditions. The description of benefits is brief and does not constitute, in itself, a contract. This site makes no warranty or representation regarding the accuracy or completeness of the information provided.
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