Member Benefits
Our products allow you to leave a legacy to your parish, support your children’s school, and, perhaps most importantly, secure your financial future; yet it’s our fraternal benefits that truly set us apart from other insurance companies.
Members are individuals who are currently insured under a Catholic Order of Foresters life or long-term care policy or the named annuitant(s) of an annuity. As a member, your life insurance or annuity connects your financial goals with your Catholic values, and you’ll be part of a nationwide community of individuals who choose to secure their families’ futures while supporting Catholic causes.
Membership includes access to our full suite of life insurance and annuity products, Catholic Forester magazine, and exclusive financial resources designed for members who want their legacy to reflect their Catholic values.
Fraternal Legacy Rider*
The Fraternal Legacy Rider is an optional add-on available with certain life insurance policies from Catholic Order of Foresters (COF). Once you purchase a qualifying COF life policy of $50,000 or more, you may add this rider at no extra cost.
Upon your passing, COF will donate 5% of the policy’s face amount (up to a $250,000 maximum) to a Catholic parish, school, diocese, or other approved Catholic charity you designate. The beneficiary must be tax-exempt under IRS §501(c)(3), eligible under §170(c), and aligned with the teachings of the Roman Catholic Church. The rider and policy must remain in force at the time of death; availability varies by state.
*Benefit available on qualifying Catholic Order of Foresters life insurance certificates. Terms, conditions, and eligibility requirements apply. Click here to view rider disclosures.
Scholarships
Catholic Order of Foresters offers scholarships to members at every stage of education. Opportunities include the $1,000 Fraternal Scholarship for college students, the $600 Educational Award for those pursuing higher education or trade school, the $500 Tuition Assistance Program (TAP) for Catholic K–12 students, and the $50 Religious Education Assistance Program (REAP) for public school students in Catholic religious education.
Catholic Forester Magazine
Catholic Order of Foresters publishes Catholic Forester magazine six times a year, celebrating the vibrant lives of our members by showcasing their service, accomplishments, and community engagement. Delivered both online and via mail to members nationwide, the magazine shares inspiring stories of Feeding God’s Children events, court activities, Matching Funds projects, and more. Members are encouraged to contribute content (photos and stories) by emailing submissions directly.
Financial Wellness Portal
Catholic Order of Foresters is committed to helping our members make informed, confident financial decisions. That’s why we created the Financial Wellness Portal, an exclusive online portal available only to Catholic Order of Foresters members. Inside, you’ll find expert insights, tools, and resources on everything from budgeting basics to retirement planning. Plus, an interactive calculator to help you set and stay on track with your personal goals.
ScriptSave®
This no-cost program offers savings on prescriptions! To date, Catholic Order of Foresters members have saved more than $1.5 million with this benefit. This is not an insurance program and does not provide insurance coverage. Discounts are available exclusively through participating pharmacies.
Accelerated Death Benefit Rider
Members suffering from a terminal illness with less than one year to live may access a portion of their insurance policy proceeds with the addition of an Accelerated Death Benefit Rider. This is available at no charge on most Catholic Order of Foresters policies. Subject to terms and conditions.
Newborn Infant Benefit
Parents whose child dies in the 90 days following its birth may receive a $5,000 death benefit. Additionally, one of the following must apply to the parents:
- If the parents of a newborn child are married, both parents of the child must own or be insured by a Catholic Order of Foresters policy (excluding supplemental contracts, annuity and/or accidental death benefit policy).
- If the parents of a newborn child are not married, one of the parents of the child must own or be insured by a Catholic Order of Foresters policy (excluding supplemental contracts, annuity and/or accidental death benefit policy).
- Payment will be made to the individual(s) in loco parentis of the child.