Skip to Main Content
Bringing Catholic Values to Life
Click to open Main Navigation

Product Disclosures

Whole Life

Genesis Life policy forms: ICC19-FLEXWL, FLEXWL-CA, FLEXWL-ND, FLEXWL-19, FLEXWL-FL. Available to those ages 0-85. Minimum face amount of $50,000. Not available in all states. See policy for all terms, conditions, exclusions and restrictions.

COF Basic Value Life policy forms: ICC19-WL, BVL-ND, BVL-WL, BVL-FL. Not available in all states. Available to those ages 0-85. Policy face amount of $25,000. Not available in all states. See policy for all terms, conditions, exclusions and restrictions.

Universal Life

Flexible Premium Life policy forms: ICC19-UL, UL-19, UL19-FL. Not available in all states. Available to those ages 0-85. Minimum face amount for those below the age of 18 is $25,000. Minimum face amount for those age 18-85 is $50,000. See policy for all terms, conditions, exclusions and restrictions.

Value4Life policy forms: ICC19-V4L, V4L-19, V4L-19-FL. Not available in all states. Available to those ages 0-85. Minimum face amount for those below the age of 50 is $50,000. $300 annual minimum premium. Minimum face amount for those age 50 to 85 is $25,000. See policy for all terms, conditions, exclusions and restrictions.

Secure4Life Single Premium Universal Life (SPUL) Insurance policy forms: ICC18-SPE, SPE-18, SPE-18-CA, SPE-18-FL, SPE-18-ND. Not available in all states. Available to those ages 50-85. $10,000 annual minimum premium. See policy for all terms, conditions, exclusions and restrictions.

Annuities

Advantage Plus Single Premium Deferred Annuity (SPDA) forms: SPDA 2011, SPDA 2011 AZ, SPDA 2011 CA, SPDA 2011 CT, SDPA 2011 DC, SPDA 2011 FL, SPDA 2011 IA, SPDA 2011 IL, SPDA 2011 IN, SPDA 2011 MA, SPDA 2011 MD, SPDA 2011 MN, SPDA 2011 ND, SPDA 2011 NH, SPDA 2011 NM, SDPA 2011 OH, SPDA 2011 OK, SPDA 2011 OR, SPDA 2011 PA, SPDA 2011 RI, SPDA 2011 TX. Not available in all states. Available to those ages 0-85. Minimum premium is $5,000. Additional premiums not permitted.

Advantage Flex Flexible Premium Deferred Annuity (FPDA) forms: FPDA 2011, FPDA 2011 AZ, FPDA 2011 CA, FPDA 2011 CT, FPDA 2011 DC, FPDA 2011 FL, FPDA 2011 IA, FPDA 2011 IL, FPDA 2011 IN, SPDA 2011 MA, FPDA 2011 MD, FPDA 2011 MN, FPDA 2011 ND, FPDA 2011 NH, FPDA 2011 NM, FPDA 2011 OH, FPDA 2011 OK, FPDA 2011 OR, FPDA 2011 PA, FPDA 2011 RI, FPDA 2011 TX. Not available in all states. Available to those ages 20-85. Minimum premium $2,000 or $150 monthly bank draft.

Riders

Accelerated Death Benefit Rider forms: ICC17-ABR, ABR-17, ABR-UL17(CA), ICC19-ABR-TRAD, ABR20-TRAD, ABR20-TRAD-FL. Not available in all states. Accelerated Death Benefit rider allows policy owner to access up to 50% of the sum insured of policy in the case of a terminal illness that will result in insured’s death in 12 months or less up to a maximum of $500,000. Product available on Flexible Premium Life, Value4Life, Secure4Life SPUL, Genesis Life, and COF Basic Value Life. See rider for all terms, conditions, exclusions and restrictions.

Accidental Death Benefit Rider forms: ICC17-ADR-UL, ADR-UL17, ADR-UL17(CA), ADR-UL17(DC), ADR-UL17(SD). Not available in all states. Available to those ages 18-55. The Accidental Death Benefit rider pays an additional benefit if the insured’s death results from a covered accident. Benefit is equal and in addition to the specified amount shown in policy but will not exceed $500,000. Rider available on Flexible Premium Life and Value4Life only. See rider for all terms, conditions, exclusions and restrictions.

Additional Paid-Up Life Insurance Rider forms: ICC19-PUA-FLEX, PUA-FLEX19, PUA-FLEX19-FL. Not available in all states. Additional Paid-Up Life Insurance Rider purchases additional paid-up life insurance on the life of the insured. Rider available on Genesis Life. See rider for all terms, conditions, exclusions and restrictions.

Chronic Illness Rider forms: ICC20-ADB-CI, ADBR-CI. Not available in all states. Rider allows owner to access a portion of the base policy’s death benefit in the event of a diagnosis of chronic illness, as defined in the rider, by a licensed medical physician. Annual limits apply. Available to those ages 50 to 79. Rider available on Secure4Life Single Premium Universal Life. See rider for all terms, conditions, exclusions and restrictions.

Disability Waiver of Premium Rider forms: DWP-UL10, DWP-UL10-CA, DWP-UL10-MO, DWP-UL10-NE, DWP-UL10-SD. Not available in all states. Available to those ages 18-55. Insured must be totally disabled for three months. The Disability Waiver of Premium rider allows for the policy’s premiums to be waived if insured becomes totally disabled. Terms of total disability defined in rider. Rider available on Value4Life. See rider for all terms, conditions, exclusions and restrictions.

Fraternal Legacy Rider Eligible face for the Fraternal Legacy Rider starts at $50,000. Fraternal Legacy Rider benefit equal to 5.0% of the eligible policy face amount. Amount payable to Charitable Beneficiary shall not exceed $250,000. Catholic charity must meet criteria as a qualified Charitable Beneficiary: must be a Catholic/nonprofit organization whose principles are consistent with the teachings of the Roman Catholic Church. Must also be considered exempt from federal taxation under Section 501(c)(3) of the Internal Revenue Code and eligible under Section 170(c) of the Internal Revenue Code as an authorized recipient of charitable contributions. Not available in all states. Rider forms: ICC17-FLR-UL, FLR-UL17, ICC19-FLR-TRAD, FLR-TRAD-19, FLR-TRAD19-FL. With questions on rider forms no longer offered, contact Catholic Order of Foresters' Home Office. Policy and Fraternal Legacy Rider must be in force at time of insured’s death for qualified charity to receive benefit.

Guaranteed Purchase Option Rider forms: ICC19-GPO-FLEX, FLEXWL-GPO, FLEXWL-GPO-FL, ICC19-GPO-WL, BVL-GPO, BVL-GPO-FL, ICC17-GPO, GPO-UL17. Not available in all states. Rider allows for increased death benefit to be purchased at ages 25, 28, 31, 34, 37, 40 and 43 without proof of health. Amount of increase is limited to face amount of policy. Available to those ages 0-37. Rider available on Genesis Life, COF Basic Value Life, Flexible Premium Life, and Value4Life. See rider for all terms, conditions, exclusions and restrictions.

Single Premium Additional Paid-Up Life Insurance Rider forms: ICC19-PUA-FLEXS, PUA-FLEX19S, PUA-FLEX19S-FL. Not available in all states. In addition to the policy’s regular premium, this rider allows for a single premium payment to purchase additional paid-up life insurance on the life of the insured. Rider available on Genesis Life and COF Basic Value Life. See rider for all terms, conditions, exclusions and restrictions.

Waiver of Monthly Deduction Rider forms: ICC17-WMDR-UL, WMDR-UL17, WMDR-UL17(CA). Not available in all states. Rider provides that if the insured becomes totally disabled, the policy’s monthly deduction will not be deducted. Insured must be totally disabled for three months. Total disability defined in rider. Available to those ages 18-55. Rider available on Flexible Premium Life and Value4Life. See rider for all terms, conditions, exclusions and restrictions.

Waiver of Premium Rider forms: ICC19-WP-WL, BVL-WP, BVL-WP-SD, BVL-WP-FL. Not available in all states. Rider provides that if the insured becomes totally disabled, the payment of premiums due for the policy to which it is attached will be waived. Insured must be totally disabled for three months. Total disability defined in rider. Available to those ages 0-55. Rider available on COF Basic Value Life. See rider for all terms, conditions, exclusions and restrictions.

Waiver of Required Minimum Premium Rider forms: ICC19-WRMP-FLEX, FLEXWL-WRMP, FLEXWL-WRMP-FL, FLEXWL-WRMP-SD. Not available in all states. Rider provides that if the insured becomes totally disabled, the payment of due premiums will be waived for the policy to which this rider is attached. Insured must be totally disabled for three months. Total disability defined in rider. Available to those ages 0-55. Rider available on Genesis Life. See rider for all terms, conditions, exclusions and restrictions.

Waiver of Specified Premium Rider forms: ICC19-WSP-FLEX, FLEXWL-WSP, FLEXWL-WSP-FL, FLEXWL-WSP-SD. Not available in all states. Rider provides that the payment of the policy’s specified premium will be waived in the event of the insured becomes totally disabled. Insured must be totally disabled for three months. Total disability defined in rider. Available to those ages 0-55. See rider for all terms, conditions, exclusions and restrictions.

Launch Radio
Get Involved 2020 Feeding God's Children Sub Header