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Financial Strength

COF has more than $3.8 billion of insurance in force.

2019 Financial Strength

  • Insurance in Force: $3,813,030,237
  • Surplus: $77,657,066
  • Total Revenue: $150,662,653
  • Net Investment Income: $53,767,530
  • Net Insurance Sales: $325,591,759



  • AM Best rating: A-, affirmed September 20201

  • KBRA rating: A-, affirmed November 20192


1A.M. Best rating of A- (Excellent) is the fourth highest out of 13 rankings. Affirmed 9/2020. Financial strength rating measures an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations.

2KBRA rating of A- (Stable) is the seventh highest out of 23 rankings. Rating affirmed 11/2020. KBRA’s insurance financial strength rating is a measure of the overall financial condition of an insurer with respect to its ability to meet its policyholder obligations. 
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