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Financial Strength

COF has more than $4 billion of insurance in force.

2020 Financial Strength

  • Insurance in Force: $3,981,531,863
  • Surplus: $73,854,669
  • Total Revenue: $111,441,397
  • Net Investment Income: $48,252,843
  • Net Insurance Sales: $321,176,086



  • AM Best rating: A-, affirmed September 20201

  • KBRA rating: A-, affirmed November 20202


1A.M. Best rating of A- (Excellent) is the fourth highest out of 13 rankings. Affirmed 9/2020. Financial strength rating measures an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations.

2KBRA rating of A- (Stable) is the seventh highest out of 23 rankings. Rating affirmed 11/2020. KBRA’s insurance financial strength rating is a measure of the overall financial condition of an insurer with respect to its ability to meet its policyholder obligations. 
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