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Financial Strength

COF has more than $4 billion of insurance in force.

2022 Financial Strength

  • Net Investment Income: $55,223,178
  • Insurance in force: $4,313,214,080
  • Surplus: $66,555,219
  • Total Revenue: $129,912,438
  • Net Insurance Sales: $322,284,046



  • AM Best rating: B++, effective October 20221

  • KBRA rating: A-, affirmed November 20222


1AM Best rating of B++ (Good) is the fifth-highest out of 13 rankings. Effective 10/2022. Financial strength rating measures an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations.

2KBRA rating of A- (Stable) is the seventh-highest out of 23 rankings. Rating affirmed 11/2022. KBRA’s insurance financial strength rating is a measure of the overall financial condition of an insurer with respect to its ability to meet its policyholder obligations.
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