Bringing Catholic Values to Life

Fraternal Legacy Rider

Fraternal Legacy Rider 

The Fraternal Legacy Rider (FLR) isn't a product; it is a rider available on certain COF policies. With the FLR, your life insurance death benefits can be used to support the Catholic community. You can make an impact on your local church, diocese or other approved Catholic organization by gifting them with up to $250,000.1

When you purchase a qualifying COF life insurance policy with a death benefit of $50,000 or more, you have the opportunity to add this unique rider to your policy. It provides an additional 5% death benefit at no additional cost to you or your family! This extraordinary benefit is payable to the approved Catholic charity (or charities) of your choice.

Read how one Kentucky family impacted a local parish or watch the video below. For more information, contact your local agent.


1Eligible face amount is from $50,000. Amount payable to Charitable Beneficiary shall not exceed $250,000. For charity to receive payment, when policy benefits are payable, designated Catholic charity must be an organization whose principles are consistent with the teachings of the Roman Catholic Church and approved by COF. Must also be exempt from federal taxation under Section 501(c)(3) of the Internal Revenue Code and listed in Section 170(c) of the Internal Code as an authorized recipient of charitable contributions. Other requirements may apply.

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