Nonqualified Annuity

Fund the following retirement account by using either Forester Flex™ or Forester Optimizer™.

Purchased by an individual, outside of either an employer qualified retirement plan or an IRA. Pay nonqualified annuity premiums with after-tax dollars, however, earnings accumulate tax deferred. You may invest more money than annual limits imposed on qualified plans, and you have flexibility to contribute unearned income. That means you can fund the annuity by contributing money you inherit, receive as a lump sum, or realize from investments. The government does not restrict distributions, so you may begin receiving income once you reach age 59½. You may also delay distributions, subject to contract terms.

Not all products available in all states and the District of Columbia. All benefits subject to terms and conditions.

Contact your financial representative or the home office for costs and complete coverage details. This contract subject to terms and conditions. The description of benefits in this section is brief and does not constitute, in itself, a contract. Review contract terms and conditions.